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Very young children receive their first exposure to “financial education” by observing and experiencing their parents’ philosophy and habits. 

Through words and choices, we as parents live out the values and principles described in “Teaching Financial Responsibility ~ The Basics.” Purchases are intentional. Savings and hard work are valued.  Experiences and time together are of higher importance than material items. While not explicitly taught, very young children subconsciously pick up on these values by living them.

While our children were never in need, they were not lavished with an abundance of toys. We invested in good books, toys and games that helped them develop skills, and going places. Tantrums for junk food and toys while in stores were never rewarded. 

Here are links for more on activities in which we engaged and places we would go:

Raising Scholars ~ An Overview

Experiential Learning at its Best


NEXT: Teaching Financial Responsibility: The Elementary Years (ages 5—9)